At Caledonian Cosmetics we offer zip for your treatments and purchases.
What is zip?
zip is a safe, simple and convenient way to pay for your treatments and purchases over time.
It provides you with the flexibility to buy today and pay later on an interest-free payment plan.
How can I apply?
Click Apply Now on the zip website and complete the easy 3 minute application. You'll be surprised at how simple the process is.
Once approved and you accept the terms and conditions, zip will pay Caledonian Cosmetics on your behalf.
What else should I know?
Although zip's interest free plan allows you to shop today without paying anything upfront - it is a loan and must be paid back. Failure to do so could affect your future credit rating.
zip's payment plans are interest free for up to 12 months, but please be aware that interest will start to accrue after the interest free period. You can see your interest free balance, how long it is estimated to take to repay the loan and change your payment schedule in your digital wallet.
What are the benefits?
You can buy the goods you want today and pay nothing upfront. By paying with your zip account, you can split the cost of your purchase and pay over time. zip even pays Caledonian Cosmetics on your behalf no money ever changes hands.
You're also provided with a virtual account so for your next purchase, all you need to do is sign-in to your digital wallet, confirm and pay. There's no more need to use your credit card or seek a loan elsewhere.
It's simple and easy to use.
What are the fees?
No deposit, so nothing to pay today
A one off establishment fee may apply. Don't worry this is added to your interest free balance. Please see your application and contract for details.
Minimum monthly payments apply. See your contract and application for details.
An interest free period of up to 12 months, after which interest will accrue at the standard annual percentage rate
A small monthly admin fee of $6.00 (only payable if a balance is owing)
Please refer to your contract, terms and conditions for further information.
Where can I find out more?
For more information, please visit the zip website www.zipmoney.com.au